201 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 201 Sunset Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,552 sqft · built 1971
Lot Size	0.209 acres (9,085 sqft)
Owner	Company Name on Record
Tax Bill	$15,488 (2024)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone VE (high risk)
APN	`00389950-000000`

Property Details

APN / Parcel Number

Primary APN	`00389950-000000`
Alternative APNs	`20643600389950000000` `1478326`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	1,517 sqft
Basement Area	35 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	9,085 sqft (0.209 acres)
View / Lot	Waterfront
Garage Type	Covered
Garage Area	988 sqft
Porch	Unfinished Open Porch
Porch Area	1,757 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1478326
Street Address	201 SUNSET DR
City	ISLAMORADA
State	FL
Zip	33036-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 4 ALL OF LOT 28 & PT LOT 29 LOWER MATECUMBE BEACH PB3-34 LOWER MATECMBE KEY OR430-953 OR524-165 OR625-656 OR1254-829 OR1564-120 OR2547-40 OR2556-2234 OR2566-844 OR2950-1492 OR3074-829 OR3120-2103
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	LOWER MATECUMBE BEACH
Legal Block	4
Legal Lot Number	28,29
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	720 LUGO AVE, CORAL GABLES, FL 33156-6320
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2011
Deed Sale	Dec 19, 2011
Prior Sale	Feb 1, 1975 · Amount on Record
Deed Document Number	20111862934
Deed Book / Page	2547 / 40
Last Transfer Date	Apr 16, 2012
Transfer Doc	0025660844
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	201 SUNSET DR, ISLAMORADA, FL 33036-4229
Document Number	0029080546
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	720 LUGO AVE CORAL GABLES FL 331566320, CORAL GABLES, FL 33156-6320

Mortgage

Document Number	0029080546
Date	May 23, 2018
Book Page	002908/000546
Instrument	2170441

Lender

Name	STIFEL BK&TR
Type	Bank
Address	12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,798,176 (+4.83%) Land $1,546,267 Building $251,909	$1,798,176 (+4.83%) Land $1,546,267 Building $251,909
2024	$15,488.00 (+4.72%)
2023	$14,790.00 (+6.2%)	$1,715,306 (+3.38%) Land $1,471,770 Building $243,536	$1,715,306 (+3.38%) Land $1,471,770 Building $243,536
2022	$13,927.00	$1,659,299 Land $1,415,443 Building $243,856	$1,659,299 Land $1,415,443 Building $243,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20