Allegany County property record for 189 Ormand St, Frostburg, MD 21532
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,596 sqft · built 1940 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,019 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-007275 |
| Primary APN | 26-007275 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 210 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 007275 |
|---|---|
| Street Address | 189 ORMAND ST |
| City | FROSTBURG |
| State | MD |
| Zip | 21532-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 189 ORMAND ST LOT 45 50X150 HITCHINS 1ST |
| Legal Subdivision | PARK DIVISION OF HITCHINS FIRST ADDITION |
| Legal Lot Number | 45 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 26, FROSTBURG |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1800 |
189 Ormand St is owned and occupied by two individuals who acquired it in July 2022.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 ORMAND ST, FROSTBURG, MD 21532-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 7, 2022 |
| Transfer Doc | 002832-0242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Nov 17, 2022 |
| Property Address | 189 ORMAND ST, FROSTBURG, MD 21532-1528 |
| Document Number | 002832-0242 |
| Book / Page | 2832 / 242 |
| Map Reference | BOX 128 |
| Instrument Date | Jul 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 189 ORMAND ST, FROSTBURG, MD 21532-1528 |
The 2025 property tax bill for 189 Ormand St was $1,019 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Frostburg City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,033 (+2.52%) | $120,700 (+7.58%) Land $21,000 Building $99,700 | |
| 2025 | $1,019.00 Homeowner's exemption | $112,200 Land $15,300 Building $96,900 | $112,200 Land $15,300 Building $96,900 |
| 2023 | $928.00 Homeowner's exemption | $95,933 | $112,200 Land $15,300 Building $96,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Ormand St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 189 Ormand St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FROSTBURG serves 11,000 people · EPA ID MD0010011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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