Allegany County property record for 184 Ormand St, Frostburg, MD 21532
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,118 sqft · built 1880 |
| Lot Size | 0.212 acres (9,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,500 (Apr 2009) |
| Tax Bill | $1,846 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-003377 |
| Primary APN | 26-003377 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,118 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,250 sqft (0.212 acres) |
| Lot Dimensions | 185 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 185 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 003377 |
|---|---|
| Street Address | 184 ORMAND ST |
| City | FROSTBURG |
| State | MD |
| Zip | 21532-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 184 ORMAND ST LOT 32 50X185 |
| Legal Lot Number | 32 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 26, FROSTBURG |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1800 |
184 Ormand St is owned and occupied by two individuals who bought it in April 2009.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 184 ORMAND ST, FROSTBURG, MD 21532-1530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2009 · Amount on File |
| Deed Sale | Apr 23, 2009 · Amount on File |
| Prior Sale | Jul 10, 2000 · Amount on File |
| Deed Document Number | 200990496 |
| Deed Book / Page | 1578 / 215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 184 ORMAND ST, FROSTBURG, MD 21532-1530 |
| Document Number | 0023720392 |
| Instrument Date | Apr 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 184 ORMAND ST FROSTBURG MD 215321530, FROSTBURG, MD 21532-1530 |
| Document Number | 0023720392 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 002372/000392 |
| Name | FIRST PEOPLES CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 11, 2033 |
The 2025 property tax bill for 184 Ormand St was $1,846 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Frostburg City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,400 | $233,600 Land $25,900 Building $207,700 | |
| 2025 | $1,846.00 Homeowner's exemption | ||
| 2023 | $1,703.00 Homeowner's exemption | $190,533 | $204,800 Land $18,900 Building $185,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Ormand St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 184 Ormand St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FROSTBURG serves 11,000 people · EPA ID MD0010011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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