191 Ormand St, Frostburg, MD 21532 Property Records

Allegany County property record for 191 Ormand St, Frostburg, MD 21532

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 1941
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Last Sale	$138,500 (Jun 2021)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-002990`

Property Details

APN / Parcel Number

Primary APN	`26-002990`
Alternative APN	`002990`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,350 sqft (0.238 acres)
Lot Dimensions	150 ft deep x 79 ft wide

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	288 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	002990
Street Address	191 ORMAND ST
City	FROSTBURG
State	MD
Zip	21532-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	191 ORMAND ST LOT 46 79X150 HITCHINS 1ST 59
Legal Lot Number	46
Jurisdiction	ALLEGANY MD
Township / Civil Division	26, FROSTBURG
Census Block Group	1
Census Block	1020
Census Tract	1800

Owner

191 Ormand St is owned and occupied by two individuals who bought it in June 2021.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 ORMAND ST, FROSTBURG, MD 21532-1528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Jan 28, 2016 · Amount on File
Deed Book / Page	2666 / 162
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 3, 2021
Property Address	191 ORMAND ST, FROSTBURG, MD 21532-1528
Document Number	002666-0162
Book / Page	2666 / 162
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	191 ORMAND ST, FROSTBURG, MD 21532-1528

Mortgage

Document Number	0002666169
Date	Jun 3, 2021
Instrument	2666/169

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 191 Ormand St was $1,357.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Frostburg City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,367	$145,100 Land $28,100 Building $117,000
2025	$1,357.00
2023	$903.00	$89,433	$133,500 Land $20,600 Building $112,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Ormand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Ormand St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTBURG serves 11,000 people · EPA ID MD0010011
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20