Allegany County property record for 183 Ormand St, Frostburg, MD 21532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,570 sqft · built 1920 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,800 (Nov 2022) |
| Tax Bill | $1,567 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-007631 |
| Primary APN | 26-007631 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,570 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 196 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 007631 |
|---|---|
| Street Address | 183 ORMAND ST |
| City | FROSTBURG |
| State | MD |
| Zip | 21532-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 183 ORMAND ST LOT 42 50X150 |
| Legal Subdivision | HITCHINS ADD 01 |
| Legal Lot Number | 42 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 26, FROSTBURG |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1800 |
183 Ormand St is owned and occupied by two individuals who bought it in November 2022.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 183 ORMAND ST, FROSTBURG, MD 21532-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed, Transfer · Conventional Mortgage FIRST MORTGAGE SERVICES GROUP INC |
| Sep 23, 2016 | Deed of Trust, Mortgage · Conventional with PMI C&F MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on File |
| Deed Sale | Nov 28, 2022 · Amount on File |
| Prior Sale | Sep 29, 2016 · Amount on File |
| Deed Book / Page | 2833 / 475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Nov 28, 2022 |
| Property Address | 183 ORMAND ST, FROSTBURG, MD 21532-1528 |
| Document Number | 002833-0475 |
| Book / Page | 2833 / 475 |
| Map Reference | LB 2246 FO 169 |
| Instrument Date | Oct 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 183 ORMAND ST, FROSTBURG, MD 21532-1528 |
| Document Number | 0028330480 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2833-0480 |
| Name | FIRST MORTGAGE SERVICES GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 183 ORMAND ST, FROSTBURG, MD 21532-1528 |
| Document Number | 0023320465 |
| Book / Page | 002332 / 000465 |
| Instrument Date | Sep 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2017 |
| Title Company | CONESTOGA TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 183 ORMAND ST FROSTBURG MD 215321528, FROSTBURG, MD 21532-1528 |
| Document Number | 0023320465 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 002246/000174 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHLAN, VA 23113 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2047 |
The 2025 property tax bill for 183 Ormand St was $1,567 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Frostburg City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,533 | $179,400 Land $21,000 Building $158,400 | |
| 2025 | $1,567.00 Homeowner's exemption | ||
| 2023 | $1,436.00 | $142,167 | $157,100 Land $15,300 Building $141,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 183 Ormand St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 183 Ormand St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FROSTBURG serves 11,000 people · EPA ID MD0010011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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