Allegany County property record for 185 Ormand St, Frostburg, MD 21532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 867 sqft · built 1940 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (May 1982) |
| Tax Bill | $852 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-008336 |
| Primary APN | 26-008336 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 867 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 008336 |
|---|---|
| Street Address | 185 ORMAND ST |
| City | FROSTBURG |
| State | MD |
| Zip | 21532-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 185 ORMAND ST LOT 43 50X150 HITCHINS 1ST |
| Legal Subdivision | HITCHINS FIRST ADDITION |
| Legal Lot Number | 43 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 26, FROSTBURG |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1800 |
185 Ormand St is owned by an individual who acquired it in May 2009.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 MCCULLOH ST, FROSTBURG, MD 21532-1958 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 1982 · Amount on File |
| Deed Sale | May 14, 1982 · Amount on File |
| Deed Book / Page | 528 / 419 |
| Last Transfer Date | May 18, 2009 |
| Transfer Doc | 0020190014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 185 ORMAND ST, FROSTBURG, MD 21532-1528 |
| Document Number | 0024460152 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Name | Verified Name |
|---|---|
| Address | 214 MCCULLOH ST FROSTBURG MD 215321958, FROSTBURG, MD 21532-1958 |
| Document Number | 0024460152 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 002446/000152 |
| Name | FIRST PEOPLES CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 18, 2029 |
The 2025 property tax bill for 185 Ormand St was $852.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Frostburg City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,967 (+6.17%) | $99,300 (+18.5%) Land $21,000 Building $78,300 | |
| 2025 | $852.00 | $83,800 Land $15,300 Building $68,500 | $83,800 Land $15,300 Building $68,500 |
| 2023 | $746.00 | $73,933 | $83,800 Land $15,300 Building $68,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Ormand St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 185 Ormand St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FROSTBURG serves 11,000 people · EPA ID MD0010011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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