1881 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1881 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,813 sqft · built 2009
Lot Size	9.65 acres (420,790 sqft)
Owner	Trust Name on Record
Last Sale	$28,483 (Jan 2008)
Tax Bill	$7,723 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`557730`

Property Details

APN / Parcel Number

Primary APN	`557730`
Alternative APNs	`390335 215465 0000` `105673`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,812 sqft
Basement Area	2,664 sqft
Finished Basement	1,096 sqft
Unfinished Basement	1,568 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	420,790 sqft (9.65 acres)
Garage Type	Attached
Garage Area	970 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	108 sqft
Deck Area	662 sqft
Patio Area	534 sqft
Storage Building	5,460 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	557730
Street Address	1881 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	W 1/2 E 1/2 NE NW-SUBJ TO ESMT TO WAHL WATER ASSN REC AF 993021-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 9402240
Legal Range	03
Legal Township	39
Legal Section	35
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2003
Census Tract	101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	PO BOX 302, EVERSON, WA 98247-0302
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2008 · Amount on Record
Deed Sale	Jan 23, 2008 · Amount on Record
Prior Sale	Sep 16, 2011
Deed Document Number	2080102581
Last Transfer Date	Dec 31, 2018
Transfer Doc	2181202608
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1881 E SMITH RD, BELLINGHAM, WA 98226-9513
Document Number	2200603921
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1881 E SMITH RD BELLINGHAM WA 982269513, BELLINGHAM, WA 98226-9513

Mortgage

Document Number	2200603921
Date	Jun 24, 2020
Instrument	603921

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2035

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 31, 2018
Property Address	1881 E SMITH RD, BELLINGHAM, WA 98226-9513
Document Number	2181202608
Instrument Date	Dec 27, 2018
Instrument	1202608
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1881 E SMITH RD BELLINGHAM WA 98226, BELLINGHAM, WA 98226

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,723.00 (+14.09%)	$994,659 (+0.99%) Land $301,314 Building $693,345	$994,659 (+0.99%) Land $301,314 Building $693,345
2022		$984,900 Land $433,209 Building $551,691	$984,900 Land $433,209 Building $551,691
2021	$6,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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