1925 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1925 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,422 sqft · built 1978
Lot Size	4.65 acres (202,990 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Feb 2016)
Tax Bill	$6,083 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`528125`

Property Details

APN / Parcel Number

Primary APN	`528125`
Alternative APNs	`390335 282497 0000` `105690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,422 sqft Living Area
1st Floor Area	1,284 sqft
2nd Floor Area	1,760 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	202,990 sqft (4.65 acres)
Garage Type	Attached
Garage Area	1,140 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	528125
Street Address	1925 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 W 1/2 NW NE-EXC PTN LY WITHIN E SMITH RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 940202072-EXC S 1/2 THEREOF
Legal Range	03
Legal Township	39
Legal Section	35
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2003
Census Tract	101

Owner

Source: Whatcom County records · APN 528125

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1925 E SMITH RD, BELLINGHAM, WA 98226-7502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2016 · Amount on Record
Deed Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	2016-0202581
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1925 E SMITH RD, BELLINGHAM, WA 98226-7502
Document Number	2200702714
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 03, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1925 E SMITH RD BELLINGHAM WA 982267502, BELLINGHAM, WA 98226-7502

Mortgage

Document Number	2200702714
Date	Jul 17, 2020
Instrument	702714

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,083.00 (+21.34%)	$783,408 (+7.51%) Land $279,393 Building $504,015	$783,408 (+7.51%) Land $279,393 Building $504,015
2022		$728,685 Land $306,192 Building $422,493	$728,685 Land $306,192 Building $422,493
2021	$5,013.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.