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  5. E Smith Rd

1841 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1841 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,329 sqft · built 2008
Lot Size5.15 acres (224,334 sqft)
OwnerIndividual Name on File
Last Sale$1,100,000 (Oct 2022)
Tax Bill$5,504 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN595820

Property Details

APN / Parcel Number

Primary APN595820
Alternative APNs
  • 390335 146435 0000
  • 105649
  • 78168

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,329 sqft Living Area
1st Floor Area1,075 sqft
2nd Floor Area1,254 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area224,334 sqft (5.15 acres)
Garage TypeBuilt-in
Garage Area725 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area608 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number78168
Street Address1841 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 AM LOTS 1-3 UNDSETH SHORT PLAT AS REC BOOK 9 SHORT PLATS PG 58-EXC S 650 FT OF E 410 FT THEROEF-EXC PTN TO WHATCOM CO F
Legal Range03
Legal Township39
Legal Section35
Legal SubdivisionUNDSETH SHORT PLAT
Legal Lot Number3
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2003
Census Tract101

Owner

Source: Whatcom County records · APN 595820

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1841 E SMITH RD, BELLINGHAM, WA 98226-9513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 14, 2022Warranty Deed, Transfer
CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA
Sep 09, 2022Intrafamily Transfer, Transfer
Jan 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleSep 09, 2022
Deed Document Number2022-1001120
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1841 E SMITH RD, BELLINGHAM, WA 98226-9513
Transaction TypeMortgage
Record UpdatedNov 01, 2023
Title CompanyCHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000301958
DateMar 09, 2021
Instrument2021-0301958
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateOct 14, 2022
Property Address1841 E SMITH RD, BELLINGHAM, WA 98226-9513
Document Number0001001120
Map ReferenceVOL 9 PG 58
Instrument DateOct 10, 2022
Instrument2022-1001120
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
Tax$18,685.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1841 E SMITH RD, BELLINGHAM, WA 98226-9513

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWHATCOM WA
Recording DateSep 09, 2022
Property Address1841 E SMITH RD, BELLINGHAM, WA 98226-9513
Document Number0000900812
Map ReferenceMB 9 PG 58
Instrument DateSep 09, 2022
Instrument2022-0900812
Transaction TypeTransfer
Record UpdatedNov 01, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1841 E SMITH RD, BELLINGHAM, WA 98226-9513

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1841 E SMITH RD, BELLINGHAM, WA 98226-9513
Document Number2200103739
Instrument DateJan 27, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1841 E SMITH RD BELLINGHAM WA 982269513, BELLINGHAM, WA 98226-9513

Mortgage

Document Number2200103739
DateJan 31, 2020
Instrument103739
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-9750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2050

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,504.00 (-26.79%)$708,842 (-26.8%) Land $205,700 Building $503,142$708,842 (-26.8%) Land $205,700 Building $503,142
2024$7,518.00 (+37.29%)$968,309 (+22%) Land $432,279 Building $536,030$968,309 (+22%) Land $432,279 Building $536,030
2022$793,676 Land $354,318 Building $439,358$793,676 Land $354,318 Building $439,358
2021$5,476.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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