1830 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1830 E Smith Rd, Bellingham, WA 98226 · Last verified April 2026

Property Summary

Property Type	Ranch
Details	4 bd · 4 ba · 3,718 sqft · built 1998
Lot Size	4.69 acres (204,296 sqft)
Owner	2 Individual Names on File
Last Sale	$1,065,562 (Jan 2021)
Tax Bill	$9,988 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`390326-183035-0000`

Property Details

APN / Parcel Number

Primary APN	`390326-183035-0000`
Alternative APNs	`104199` `577371` `50859`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,718 sqft Gross Area
1st Floor Area	2,330 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	204,296 sqft (4.69 acres)
Garage Type	Detached
Garage Area	1,692 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	753 sqft
Deck Area	1,347 sqft
Patio Area	1,904 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	104199
Street Address	1830 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9513
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Legal Description	S 660 FT OF E 1/2 W 1/2 SE SW-EXC PTN TO WHATCOM CO FOR RD DESC AF 940127055
Legal Range	03
Legal Township	39
Legal Section	26
Legal Block	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2027
Census Tract	10701

Owner

Source: Whatcom County records · APN 390326-183035-0000

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1830 E SMITH RD, BELLINGHAM, WA 98226-9513
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20214808
Prior Transfer Date	Nov 16, 2005
Prior Transfer Doc	0001104569
Record Updated	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1830 E SMITH RD, BELLINGHAM, WA 98226-9513
Document Number	2190300336
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 02, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1830 E SMITH RD BELLINGHAM WA 982269513, BELLINGHAM, WA 98226-9513

Mortgage

Document Number	2190300336
Date	Mar 06, 2019
Instrument	300336

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,988.00 (+41.63%)	$1,343,174 (+31.1%) Land $279,617 Building $1,063,557	$1,343,174 (+5.35%) Land $279,617 Building $1,063,557
2022		$1,024,550 Land $89,907 Building $934,643	$1,275,009 Land $340,366 Building $934,643
2021	$7,052.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.