Whatcom County property record for 1892 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1890 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,444 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 90586 |
| Primary APN | 90586 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Type | Attached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 80 sqft |
| Storage Building | 1,080 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 90586 |
|---|---|
| Street Address | 1892 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT S 1/4 SEC COR-TH S 89 DEG 00'59\ W ALG S SEC LI 376.5 FT-TH N 00 DEG 44'06\ W 453.93 FT-TH N 89 DEG 10'22\ E 376.87 FT |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 26 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 90586
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1892 E SMITH RD, BELLINGHAM, WA 98226-9513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1892 E SMITH RD, BELLINGHAM, WA 98226-9513 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1892 E SMITH RD, BELLINGHAM, WA 98226-9513 |
| Document Number | 0000801203 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022-0801203 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,444.00 (+43.82%) | $572,436 (+27.76%) Land $277,405 Building $295,031 | $572,436 (+27.76%) Land $277,405 Building $295,031 |
| 2022 | $448,059 Land $282,491 Building $165,568 | $448,059 Land $282,491 Building $165,568 | |
| 2021 | $3,090.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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