18775 E Hwy 88, Clements, CA 95227 Property Records

San Joaquin County property record for 18775 E Hwy 88, Clements, CA 95227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1919
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Jan 2019)
Tax Bill	$4,835 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-240-200-000`

Property Details

APN / Parcel Number

Primary APN	`019-240-200-000`
Alternative APN	`019-240-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	019-240-20
Street Address	18775 E HWY 88
City	CLEMENTS
State	CA
Zip	95227-7165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRS
Legal Description	CLEMENTS BLK 6 LOT 8
Legal Subdivision	CLEMENTS
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	1
Census Block	1044
Census Tract	4703

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 276, CLEMENTS, CA 95227-0276
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 25, 2022	Grant Deed, Transfer · Commercial Mortgage SANTA CRUZ COUNTY BANK
Jan 28, 2019	Grant Deed, Transfer · Conventional Mortgage NADINE C GRUNEICH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	20198862
Prior Transfer Date	Sep 28, 2001
Prior Transfer Doc	0000159965
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18775 E HWY 88, CLEMENTS, CA 95227-7165
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24301 N TRULLY RD, ACAMPO, CA 95220-9333

Mortgage

Document Number	0000134095
Date	Aug 11, 2021
Instrument	2021-134095

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18775 E HWY 88, CLEMENTS, CA 95227-7165
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24301 N TULLY RD, ACAMPO, CA 95220-9333

Mortgage

Document Number	0000108395
Date	Jun 25, 2021
Instrument	2021-108395

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 25, 2022
Property Address	18775 E HWY 88, CLEMENTS, CA 95227-7165
Document Number	0000039899
Map Reference	VOL 1 PG 17
Instrument Date	Feb 19, 2022
Instrument	2022-039899
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18783 E HWY 88 # 18775, 18775, CLEMENTS, CA 95227-7165

Mortgage

Document Number	0000039900
Date	Mar 25, 2022
Instrument	2022-039900

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 5, 2047

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 28, 2019
Property Address	18775 E HWY 88, CLEMENTS, CA 95227-7165
Document Number	0000008862
Instrument Date	Jan 28, 2019
Instrument	8862
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24301 N TULLY RD ACAMPO CA 952209333, ACAMPO, CA 95220-9333

Mortgage

Document Number	8863
Date	Jan 28, 2019
Instrument	8863

Lender

Name	NADINE C GRUNEICH
Address	25540 N HIGHWAY 99, ACAMPO, CA 95220-9576
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,835.00 (-1.27%)
2025	$4,897.00 (-3.47%)	$380,300 (-6.79%) Land $110,000 Building $270,300
2023	$5,073.00 (+105.22%)	$408,000 Land $142,800 Building $265,200	$390,330
2022	$2,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEMENTS WATER WORKS #43 serves 264 people · EPA ID CA3900504
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile, Xfinity.

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