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18760 Vernon Ct, Drayden, MD 20630 Property Records

St. Mary's County property record for 18760 Vernon Ct, Drayden, MD 20630

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,568 sqft · built 2005
Lot Size1.23 acres (53,579 sqft)
Owner2 Individual Names on Record
Last Sale$755,000 (Mar 2024)
Tax Bill$6,973 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-037971

Property Details

APN / Parcel Number

Primary APN02-037971
Alternative APNs
  • 2037971
  • 037971

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,568 sqft Total Area
Basement Area1,500 sqft
Finished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area53,579 sqft (1.23 acres)
Garage TypeMixed
Garage Area1,632 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area640 sqft
PorchSlab
Porch Area72 sqft
Deck Area1,130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number037971
Street Address18760 VERNON CT
CityDRAYDEN
StateMD
Zip20630-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionLOT 2 PHASE 1 SECTION 1 PORTO BELLO ESTATES
Legal SubdivisionPORTO BELLO ESTATES
Legal Phase1
Legal Lot Number2
JurisdictionST MARY'S MD
Township / Civil Division2, VALLEY LEE
Census Block Group1
Census Block1008
Census Tract876102

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18760 VERNON CT, DRAYDEN, MD 20630-3218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2024Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Nov 9, 2020Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2024 · Amount on Record
Deed SaleMar 5, 2024 · Amount on Record
Prior SaleJun 24, 2005 · Amount on Record
Deed Book / Page6474 / 5
Record UpdatedOct 29, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateMar 5, 2024
Property Address18760 VERNON CT, DRAYDEN, MD 20630-3218
Document Number0064740005
Book / Page6474 / 5
Map ReferenceMB 46 PL 14
Instrument DateMar 1, 2024
Transaction TypeTransfer
Record UpdatedMar 27, 2024
Title CompanySOUTHERN MARYLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18760 VERNON CT, DRAYDEN, MD 20630-3218

Mortgage

Document Number0000647412
DateMar 5, 2024
Instrument6474/12
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2044

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address18760 VERNON CT, DRAYDEN, MD 20630-3218
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyLIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18760 VERNON CT, DRAYDEN, MD 20630-3218

Mortgage

Document Number0055300020
DateNov 9, 2020
Book Page5530/20
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$693,767 (+20.14%)$744,900 (+11.48%) Land $121,100 Building $623,800
2025$6,973.00 (+16.51%) Homeowner's exemption
2023$5,985.00 Homeowner's exemption$577,467$668,200 Land $121,100 Building $547,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 89% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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