St. Mary's County property record for 18748 Vernon Ct, Drayden, MD 20630
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,772 sqft · built 2005 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $458,576 (Dec 2005) |
| Tax Bill | $6,216 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Sep 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-040344 |
| Primary APN | 02-040344 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 51,401 sqft (1.18 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 678 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 040344 |
|---|---|
| Street Address | 18748 VERNON CT |
| City | DRAYDEN |
| State | MD |
| Zip | 20630-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 5 PHASE 1 SECTION 2 PORTO BELLO ESTATES |
| Legal Subdivision | PORTO BELLO ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 876102 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18748 VERNON CT, DRAYDEN, MD 20630-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Intrafamily Transfer, Transfer |
| Sep 7, 2017 | Loan Modification, Mortgage · Conventional with PMI M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2005 · Amount on Record |
| Deed Sale | Dec 7, 2005 · Amount on Record |
| Deed Document Number | 20051864 |
| Deed Book / Page | 2673 / 524 |
| Last Transfer Date | Jun 17, 2021 |
| Transfer Doc | 0058250191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jun 23, 2021 |
| Property Address | 18748 VERNON CT, DRAYDEN, MD 20630-3218 |
| Document Number | 0058250191 |
| Book / Page | 5825 / 191 |
| Map Reference | MB 52 FO 26 |
| Instrument Date | Jun 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18748 VERNON CT, DRAYDEN, MD 20630-3218 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18748 VERNON CT, DRAYDEN, MD 20630-3218 |
| Document Number | 0047460345 |
| Book / Page | 004746 / 000345 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 18748 VERNON CT DRAYDEN MD 206303218, DRAYDEN, MD 20630-3218 |
| Document Number | 0047460345 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 004746/000345 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 16, 2057 |
| Rate | 4.25% |
|---|
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,233 (+2.54%) | $616,300 (+7.61%) Land $120,900 Building $495,400 | |
| 2025 | $6,216.00 (+17.42%) | $572,700 (+17.9%) Land $120,900 Building $451,800 | $572,700 (-) Land $120,900 Building $451,800 |
| 2023 | $5,294.00 | $485,767 | $572,700 Land $120,900 Building $451,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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