18751 Vernon Ct, Drayden, MD 20630 Property Records

St. Mary's County property record for 18751 Vernon Ct, Drayden, MD 20630

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,096 sqft · built 2003
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Mar 2018)
Tax Bill	$5,832 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-040379`

Property Details

APN / Parcel Number

Primary APN	`02-040379`
Alternative APNs	`2040379` `040379`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,096 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.31 acres)
Garage Type	Built-in
Garage Area	907 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	429 sqft
Deck Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	040379
Street Address	18751 VERNON CT
City	DRAYDEN
State	MD
Zip	20630-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 8 PHASE 1 SECTION 2 PORTO BELLO ESTATES
Legal Subdivision	PORTO BELLO ESTATES
Legal Phase	1
Legal Lot Number	8
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1008
Census Tract	876102

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18751 VERNON CT, DRAYDEN, MD 20630-3218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Jan 21, 2016 · Amount on Record
Deed Book / Page	4838 / 149
Last Transfer Date	Aug 6, 2024
Transfer Doc	0065770249
Record Updated	Sep 20, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 26, 2018
Property Address	18751 VERNON CT, DRAYDEN, MD 20630-3218
Document Number	0048380149
Book / Page	004838 / 000149
Instrument Date	Mar 20, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18751 VERNON CT DRAYDEN MD 206303218, DRAYDEN, MD 20630-3218

Mortgage

Document Number	48380158
Date	Mar 26, 2018
Book Page	004838/000158

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,200 (+2.52%)	$602,400 (+7.55%) Land $121,500 Building $480,900
2025	$5,832.00 (+3,545%) Homeowner's exemption	$560,100 (+17.73%) Land $121,500 Building $438,600	$560,100 (-) Land $121,500 Building $438,600
2023	$160.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$475,767	$560,100 Land $121,500 Building $438,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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