St. Mary's County property record for 18756 Vernon Ct, Drayden, MD 20630
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,516 sqft · built 2005 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $551,470 (Sep 2005) |
| Tax Bill | $6,737 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-040328 |
| Primary APN | 02-040328 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,516 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 820 sqft |
| Deck Area | 112 sqft |
| Balcony Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 040328 |
|---|---|
| Street Address | 18756 VERNON CT |
| City | DRAYDEN |
| State | MD |
| Zip | 20630-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 3 PHASE 1 SECTION 2 PORTO BELLO ESTATES |
| Legal Subdivision | PORTO BELLO ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 876102 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18756 VERNON CT, DRAYDEN, MD 20630-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2005 · Amount on Record |
| Deed Sale | Sep 23, 2005 · Amount on Record |
| Deed Document Number | 2005882 |
| Deed Book / Page | 2618 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18756 VERNON CT, DRAYDEN, MD 20630-3218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 445, VALLEY LEE, MD 20692-0445 |
| Document Number | 0058620247 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 5862/247 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $702,300 (+16.47%) | $738,500 (+7.94%) Land $123,700 Building $614,800 | |
| 2025 | $6,737.00 (+6.8%) Homeowner's exemption | ||
| 2023 | $6,308.00 Homeowner's exemption | $603,000 | $684,200 Land $123,700 Building $560,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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