18747 Vernon Ct, Drayden, MD 20630 Property Records

St. Mary's County property record for 18747 Vernon Ct, Drayden, MD 20630

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,916 sqft · built 2005
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (May 2026)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-040360`

Property Details

APN / Parcel Number

Primary APN	`02-040360`
Alternative APNs	`2040360` `040360`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,916 sqft Total Area
Basement Area	656 sqft
Finished Basement	656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	040360
Street Address	18747 VERNON CT
City	DRAYDEN
State	MD
Zip	20630-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 7 PHASE 1 SECTION 2 PORTO BELLO ESTATES
Legal Subdivision	PORTO BELLO ESTATES
Legal Phase	1
Legal Lot Number	7
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1008
Census Tract	876102

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18748 VERNON CT, DRAYDEN, MD 20630-3218
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Dec 23, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 31, 2017	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Dec 23, 2019 · Amount on Record
Deed Book / Page	6901 / 436
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 13, 2026
Property Address	18747 VERNON CT, DRAYDEN, MD 20630-3218
Document Number	6901000436
Book / Page	6901 / 436
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18748 VERNON CT, DRAYDEN, MD 20630-3218

Mortgage

Document Number	6901000443,
Date	May 13, 2026
Book Page	6901/443

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	18747 VERNON CT, DRAYDEN, MD 20630-3218
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BLUE CRAB TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056150245
Date	Jan 20, 2021
Book Page	5615/245

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 23, 2019
Property Address	18747 VERNON CT, DRAYDEN, MD 20630-3218
Document Number	0052340139
Book / Page	5234 / 139
Map Reference	MB 52 PG 26
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18747 VERNON CT, DRAYDEN, MD 20630-3218

Mortgage

Document Number	5234146
Date	Dec 23, 2019
Instrument	5234/146

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 31, 2017
Property Address	18747 VERNON CT, DRAYDEN, MD 20630-3218
Document Number	0047140392
Book / Page	4714 / 392
Map Reference	MB52 PG26
Instrument Date	Aug 15, 2017
Instrument	4714-392
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22957 THORUNRU DR, HOLLYWOOD, MD 20636

Mortgage

Document Number	4714400
Date	Aug 31, 2017
Instrument	4714-400

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,800 (+2.49%)	$577,600 (+7.48%) Land $120,800 Building $456,800
2025	$5,014.00 (+7.34%) Homeowner's exemption	$537,400 (+18.51%) Land $120,800 Building $416,600	$537,400 (-) Land $120,800 Building $416,600
2023	$4,671.00 Homeowner's exemption	$453,467	$537,400 Land $120,800 Building $416,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 87% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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