Stearns County property record for 18748 Dover Rd, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,940 sqft · built 2022 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,744 (2026) |
| Deeds & Mortgages | Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10819-0080 |
| Primary APN | 19-10819-0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 88,427 sqft (2.03 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 18748 DOVER RD |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 001 NELSON FAMILY ACRES SECTION 08 TOWNSHIP 122 RANGE 27 SECTION 08 TOWNSHIP 122 RANGE 27 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 08 |
| Legal Subdivision | NELSON FAMILY ACRES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11202 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18748 DOVER RD, CLEARWATER, MN 55320-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 11, 2022 |
| Property Address | 18748 DOVER RD, CLEARWATER, MN 55320-1552 |
| Document Number | 00A1630009 |
| Instrument Date | Apr 11, 2022 |
| Instrument | A1630009 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18719 DOUN RD, CLEARWATER, MN 55320 |
| Investor | Possibly a Property Investor |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,744.00 (+9.66%) | $542,100 (+2.38%) Land $80,100 Building $462,000 | $542,100 (+2.38%) Land $80,100 Building $462,000 |
| 2025 | $4,326.00 (+72,%) Homeowner's exemption | $529,500 (+6.2%) Land $67,100 Building $462,400 | $529,500 (+6.2%) Land $67,100 Building $462,400 |
| 2023 | $6.00 | $498,600 Land $66,200 Building $432,400 | $498,600 Land $66,200 Building $432,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
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