Stearns County property record for 18609 Dover Rd, Clearwater, MN 55320
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1994 |
| Lot Size | 0.716 acres (31,208 sqft) |
| Owner | Company Name on Record |
| Last Sale | $210,000 (Mar 2026) |
| Tax Bill | $2,220 (2026) |
| Deeds & Mortgages | Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10749-0000 |
| Primary APN | 19-10749-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Gross Area | 1,045 sqft |
| 1st Floor Area | 312 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 31,208 sqft (0.716 acres) |
| Lot Dimensions | 332 ft deep x 80 ft wide |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 18609 DOVER RD |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1573 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 001 LUMLEY ADD SECTION 08 TOWNSHIP 122 RANGE 027 SECTION 08 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 08 |
| Legal Subdivision | LUMLEY ADD |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11202 |
Source: Stearns County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6574 100TH ST, GLENCOE, MN 55336-5302 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Nov 1, 1994 |
| Deed Document Number | 20261709675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Conservator's Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 16, 2026 |
| Property Address | 18609 DOVER RD, CLEARWATER, MN 55320-1573 |
| Document Number | 00A1709675 |
| Instrument Date | Sep 7, 2023 |
| Instrument | A1709675 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,220.00 (+15.03%) | ||
| 2025 | $274,300 (+17.42%) Land $152,900 Building $121,400 | $274,300 (+17.42%) Land $152,900 Building $121,400 | |
| 2023 | $1,930.00 | $233,600 Land $136,700 Building $96,900 | $233,600 Land $136,700 Building $96,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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