Stearns County property record for 18714 Dover Rd, Clearwater, MN 55320
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,070 sqft · built 1990 |
| Lot Size | 27.1 acres (1,181,347 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,176 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10291-0020 |
| Primary APN | 19-10291-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,070 sqft Living Area |
| 1st Floor Area | 168 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,181,347 sqft (27.1 acres) |
| Shed | 1 Shed |
| Shed Area | 504 sqft |
| Pole Barn | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Street Address | 18714 DOVER RD |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 27.12A THAT PART OF GOVT LOT 8 LYING IN THE SE4NE4 LESS THAT PART NW'LY OF TWP RD LESS PART PLATTED AS NELSON FAMILY ACRES |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 08 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11202 |
18714 Dover Rd, a rural home, is owned and occupied by two individuals.
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18714 DOVER RD, CLEARWATER, MN 55320-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 18714 Dover Rd was $3,176.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,176.00 | $602,600 (+14.26%) Land $262,100 Building $340,500 | $602,600 (+14.26%) Land $262,100 Building $340,500 |
| 2025 | $527,400 Land $225,600 Building $301,800 | $527,400 Land $225,600 Building $301,800 | |
| 2024 | $4,164.00 (+6.22%) | ||
| 2023 | $3,920.00 | $498,300 Land $211,800 Building $286,500 | $498,300 Land $211,800 Building $286,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18714 Dover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18714 Dover Rd is moderate, ranking above 46% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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