Stearns County property record for 18675 Dover Rd, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,497 sqft · built 1995 |
| Lot Size | 2.49 acres (108,464 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (May 1994) |
| Tax Bill | $4,918 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10765-0034 |
| Primary APN | 19-10765-0034 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,497 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 1,353 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 108,464 sqft (2.49 acres) |
| Lot Dimensions | 485 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 877 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18675 DOVER RD |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 010 BLK 002 LUMLEYS LONG LAKE ESTATES SECTION 08 TOWNSHIP 122 RANGE 027 SECTION 08 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 08 |
| Legal Subdivision | LUMLEYS LONG LAKE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11202 |
18675 Dover Rd is owned and occupied by two individuals who acquired it in October 2025.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18675 DOVER RD, CLEARWATER, MN 55320-1573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Transfer on Death Deed, Transfer |
| Nov 13, 2025 | Affidavit, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 1994 · Amount on File |
| Deed Sale | May 10, 1994 · Amount on File |
| Last Transfer Date | Oct 29, 2025 |
| Transfer Doc | 00A1703160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 13, 2025 |
| Property Address | 18675 DOVER RD, CLEARWATER, MN 55320-1573 |
| Document Number | 00A1703160 |
| Instrument Date | Oct 29, 2025 |
| Instrument | A1703160 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 13, 2025 |
| Property Address | 18675 DOVER RD, CLEARWATER, MN 55320-1573 |
| Document Number | 00A1703159 |
| Instrument Date | Oct 29, 2025 |
| Instrument | A1703159 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 18675 Dover Rd was $4,918.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,918.00 | $538,300 (-1.37%) Land $193,400 Building $344,900 | $538,300 (-1.37%) Land $193,400 Building $344,900 |
| 2025 | $545,800 Land $192,900 Building $352,900 | $545,800 Land $192,900 Building $352,900 | |
| 2024 | $4,336.00 (+10.84%) | ||
| 2023 | $3,912.00 | $461,700 Land $163,500 Building $298,200 | $461,700 Land $163,500 Building $298,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18675 Dover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18675 Dover Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures