Stearns County property record for 18573 Dover Rd, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1977 |
| Lot Size | 0.769 acres (33,516 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2024) |
| Tax Bill | $4,500 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10752-0000 |
| Primary APN | 19-10752-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Gross Area | 1,667 sqft |
| 1st Floor Area | 890 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 33,516 sqft (0.769 acres) |
| Lot Dimensions | 171 ft deep x 183 ft wide |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18573 DOVER RD |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & 4 LUMLEY ADD SECTION 08 TOWNSHIP 122 RANGE 027 LUMLEY ADD SECTION 08 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 08 |
| Legal Subdivision | LUMLEY ADD |
| Legal Lot Number | 3-4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11202 |
18573 Dover Rd is owned and occupied by two individuals who bought it in May 2024.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18573 DOVER RD, CLEARWATER, MN 55320-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on File |
| Deed Sale | May 10, 2024 · Amount on File |
| Prior Sale | Aug 21, 1997 · Amount on File |
| Deed Document Number | 20241646794 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 18573 Dover Rd was $4,500 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,500.00 | ||
| 2025 | $507,400 Land $214,300 Building $293,100 | $507,400 Land $214,300 Building $293,100 | |
| 2023 | $3,610.00 | $422,800 Land $192,900 Building $229,900 | $422,800 Land $192,900 Building $229,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18573 Dover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18573 Dover Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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