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1862 Overcup Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1862 Overcup Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,473 sqft · built 2020
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$337,000 (Jul 2025)
Tax Bill$2,555 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062631063700010170

Property Details

APN / Parcel Number

Primary APN062631063700010170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,473 sqft Heated Area
Gross Area1,950 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.089 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1862 OVERCUP AVE
CitySAINT CLOUD
StateFL
Zip34771-4880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 17
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionOAKTREE POINTE VILLAS
Legal Tract637
Legal Lot Number17
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 062631063700010170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1862 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 03, 2020Special Warranty Deed, Transfer · FHA Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2025 · Amount on Record
Deed SaleJul 01, 2025 · Amount on Record
Prior SaleApr 12, 2022 · Amount on Record
Deed Document Number2025082183
Deed Book / Page6812 / 748
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 12, 2022
Property Address1862 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
Document Number0061912955
Book / Page6191 / 2955
Map ReferenceMB 26 PG 73&74
Instrument DateApr 11, 2022
Instrument2022057722
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1862 OVERCUP AVE, 1862, SAINT CLOUD, FL 34771-4880

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1862 OVERCUP AVE, SAINT CLOUD, FL 34771-4880

Mortgage

Document Number0061912957
DateApr 12, 2022
Instrument6191/2957
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

August 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 03, 2020
Property Address1862 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
Document Number0057670440
Book / Page5767 / 440
Map ReferenceMB 26 PG 73&74
Instrument DateJul 31, 2020
Instrument2020101053
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,633.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address777 S FLAGLER DR # DR800W, 777, WEST PALM BCH, FL 33401-6161

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 NEW YORK AVE APT 7, 7, SAINT CLOUD, FL 34769-4472

Mortgage

Document Number0005767442
DateAug 03, 2020
Instrument5767/442
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,555.00 (+6.68%) Homeowner's exemption$185,625 (+5.99%)$302,500 (+8.38%) Land $65,000 Building $237,500
2023$2,395.00 (-16.14%) Homeowner's exemption$175,140 (-12.71%)$279,100 (+20.3%) Land $65,000 Building $214,100
2022$2,856.00 Homeowner's exemption$200,644$232,000 Land $50,000 Building $182,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 469 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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