Centre County property record for 186 E Main St, Howard, PA 16841
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8,692 sqft · built 1979 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Company Name on Record |
| Last Sale | $630,000 (Sep 2024) |
| Tax Bill | $7,958 (2026) |
| Deeds & Mortgages | Jul 2025 Mortgage Jul 2016 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-001-,043-,0000 |
| Primary APN | 27-001-,043-,0000 |
|---|
| Units | 5 Units |
|---|---|
| Building Area | 8,692 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 35,284 sqft (0.81 acres) |
| Street Address | 186 E MAIN ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2217 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10100 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 916 S ATHERTON ST, STATE COLLEGE, PA 16801-4638 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 25, 2025 | Deed of Trust, Mortgage · Commercial Mortgage KISH BANK |
| Jul 28, 2016 | Deed of Trust, Mortgage · Line of Credit SPE FCU |
| Jun 29, 2010 | Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK |
| Nov 25, 2014 | Deed of Trust, Mortgage · Line of Credit SPE FCU |
| Sep 13, 2024 | Deed, Transfer · Commercial Mortgage KISH BANK |
| Feb 1, 2006 | Deed, Transfer · Commercial Mortgage JERSEY SHORE STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | Feb 1, 2006 · Amount on Record |
| Deed Book / Page | 2322 / 907 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 186 E MAIN ST, HOWARD, PA 16841-2217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002333/934 |
|---|---|
| Date | Jul 25, 2025 |
| Book Page | 2333/934 |
| Name | KISH BANK |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, PA 17004 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 22, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 186 E MAIN ST, HOWARD, PA 16841-2217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02184/0482 |
|---|---|
| Date | Jul 28, 2016 |
| Book Page | 2184/0482 |
| Name | SPE FCU |
|---|---|
| Type | Credit Union |
| Address | STATE COLLEGE, PA 16803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 0.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 186 E MAIN ST, HOWARD, PA 16841-2217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02059/0575 |
|---|---|
| Date | Jun 29, 2010 |
| Book Page | 2059/0575 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Address | WILLIAMSPORT, PA 17701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 186 E MAIN ST, HOWARD, PA 16841-2217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02153/0839 |
|---|---|
| Date | Nov 25, 2014 |
| Book Page | 2153/0839 |
| Name | SPE FCU |
|---|---|
| Type | Credit Union |
| Address | STATE COLLEGE, PA 16803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 25, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | 5 Years |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Sep 13, 2024 |
| Property Address | 186 E MAIN ST, HOWARD, PA 16841-2217 |
| Document Number | 002322/907 |
| Book / Page | 2322 / 907 |
| Instrument Date | Sep 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | TUSSEY SETTLEMENT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 KENLEE DR STE 1, 1, BELLEFONTE, PA 16823-2806 |
| Investor | Possibly a Property Investor |
| Document Number | 0023220908 |
|---|---|
| Date | Sep 13, 2024 |
| Instrument | 2322-0908 |
| Name | KISH BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 13, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Feb 1, 2006 |
| Property Address | 186 E MAIN ST, HOWARD, PA 16841-2217 |
| Document Number | 01921/0430 |
| Book / Page | 1921 / 0430 |
| Instrument Date | Jan 27, 2006 |
| Instrument | 000065 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Investor | Possibly a Property Investor |
| Document Number | 0019210433 |
|---|---|
| Date | Feb 1, 2006 |
| Instrument | 1921/0433 |
| Name | JERSEY SHORE STATE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,958.00 (+0.54%) | $104,400 (-) Land $17,600 Building $86,800 | |
| 2025 | $208,800 (-) Land $35,200 Building $173,600 | ||
| 2024 | $7,915.00 | $104,400 Land $17,600 Building $86,800 | |
| 1994 | $208,800 Land $35,200 Building $173,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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