Centre County property record for 196 E Main St, Howard, PA 16841 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,660 sqft · built 1940 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,999 (Jul 2013) |
| Tax Bill | $2,070 (2026) |
| Deeds & Mortgages | Jul 2005 Line of Credit Jul 2013 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-001-,044-,0000 |
| Primary APN | 27-001-,044-,0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Asbestos |
| Lot Area | 12,197 sqft (0.28 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 196 E MAIN ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10100 |
Source: Centre County records · APN 27-001-,044-,0000
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 E MAIN ST, HOWARD, PA 16841-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2005 | Deed of Trust, Mortgage · Line of Credit NITTANY BANK |
| Jul 17, 2013 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2013 · Amount on Record |
| Deed Sale | Jul 17, 2013 · Amount on Record |
| Prior Sale | Aug 20, 2003 · Amount on Record |
| Deed Book / Page | 2129 / 550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 196 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01847/0279 |
|---|---|
| Date | Jul 13, 2005 |
| Book Page | 1847/0279 |
| Instrument | 000820 |
| Name | NITTANY BANK |
|---|---|
| Type | Bank |
| Address | 116 E COLLEGE AVE, STATE COLLEGE, PA 16801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 07, 2025 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jul 17, 2013 |
| Property Address | 196 E MAIN ST, HOWARD, PA 16841-2210 |
| Document Number | 02129/0550 |
| Book / Page | 2129 / 0550 |
| Instrument Date | Jul 09, 2013 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 E MAIN ST, HOWARD, PA 16841-2210 |
| Investor | Possibly a Property Investor |
| Document Number | 0021290551 |
|---|---|
| Date | Jul 17, 2013 |
| Instrument | 2129/0551 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2043 |
Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,070.00 (+0.58%) | $27,155 (-) Land $5,000 Building $22,155 | |
| 2025 | $54,310 (-) Land $10,000 Building $44,310 | ||
| 2024 | $2,058.00 | $27,155 Land $5,000 Building $22,155 | |
| 1994 | $54,310 Land $10,000 Building $44,310 |
Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420270101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures