Centre County property record for 187 E Main St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,717 sqft · built 1923 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Oct 1986) |
| Tax Bill | $1,907 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Jun 2007 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-002-,111-,0000 |
| Primary APN | 27-002-,111-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,717 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 187 E MAIN ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10100 |
Source: Centre County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 KIFER RD, BELLEFONTE, PA 16823-7103 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK |
| Jun 28, 2007 | Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK |
| Jun 26, 2008 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PENNSYLVANIA |
| Jan 16, 2007 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 24, 2015 | Deed of Trust, Mortgage · Commercial Mortgage KURT L MCKINNEY JR ETUX |
| Feb 27, 2009 | Deed of Trust, Mortgage GARY G WILT ETUX |
| Jul 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 1986 · Amount on Record |
| Deed Sale | Oct 27, 1986 · Amount on Record |
| Deed Book / Page | 448 / 379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02219/0806 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 2219/0806 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIFFLINTOWN, PA 17059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01990/0787 |
|---|---|
| Date | Jun 28, 2007 |
| Book Page | 1990/0787 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Address | MIFFLINTOWN, PA 17059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN ELS |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02013/0987 |
|---|---|
| Date | Jun 26, 2008 |
| Book Page | 2013/0987 |
| Name | CITIZENS BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 12, 2033 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01980/0154 |
|---|---|
| Date | Jan 16, 2007 |
| Book Page | 1980/0154 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02172/0612 |
|---|---|
| Date | Nov 24, 2015 |
| Book Page | 2172/0612 |
| Name | KURT L MCKINNEY JR ETUX |
|---|---|
| Type | Private Party |
| Address | 372 KRISE VALLEY RD, SPRING MILLS, PA 16875 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02029/0008 |
|---|---|
| Date | Feb 27, 2009 |
| Book Page | 2029/0008 |
| Name | GARY G WILT ETUX |
|---|---|
| Type | Private Party |
| Address | PO BOX 423, BELLEFONTE, PA 16823 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2219/0806 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 2219/0806 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIFFLINTOWN, PA 17059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,907.00 (+0.53%) | $25,020 (-) Land $5,000 Building $20,020 | |
| 2025 | $50,040 (-) Land $10,000 Building $40,040 | ||
| 2024 | $1,897.00 | $25,020 Land $5,000 Building $20,020 | |
| 1994 | $50,040 Land $10,000 Building $40,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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