Centre County property record for 174 E Main St, Howard, PA 16841 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1928 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,593 (2026) |
| Deeds & Mortgages | Mar 2021 Reverse Mortgage Jul 2005 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-001-,041-,0000 |
| Primary APN | 27-001-,041-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Basement Area | 402 sqft |
| Finished Basement | 402 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 174 E MAIN ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10100 |
Source: Centre County records · APN 27-001-,041-,0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 E MAIN ST, HOWARD, PA 16841-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jul 26, 2005 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Sep 29, 2010 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2002 |
| Deed Sale | Oct 23, 2002 |
| Deed Book / Page | 1428 / 688 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 174 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002268/471 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 2268/471 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1034 Months |
| Due | May 08, 2107 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 174 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01852/0797 |
|---|---|
| Date | Jul 26, 2005 |
| Book Page | 1852/0797 |
| Instrument | 001782 |
| Name | PSECU |
|---|---|
| Address | PO BOX 67013, HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2015 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 174 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02065/0535 |
|---|---|
| Date | Sep 29, 2010 |
| Book Page | 2065/0535 |
| Name | PSECU |
|---|---|
| Type | Non-Lending Institution |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 28, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,593.00 (+0.54%) | $34,025 (-) Land $5,000 Building $29,025 | |
| 2025 | $68,050 (-) Land $10,000 Building $58,050 | ||
| 2024 | $2,579.00 | $34,025 Land $5,000 Building $29,025 | |
| 1994 | $68,050 Land $10,000 Building $58,050 |
Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420270101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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