191 E Main St, Howard, PA 16841 Property Records

Centre County property record for 191 E Main St, Howard, PA 16841 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1800
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$69,200 (Sep 2000)
Tax Bill	$1,719 (2026)
Deeds & Mortgages	Dec 2005 Mortgage Aug 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-002-,110-,0000`

Property Details

APN / Parcel Number

Primary APN	`27-002-,110-,0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	191 E MAIN ST
City	HOWARD
State	PA
Zip	16841-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CENTRE PA
Township / Civil Division	HOWARD
Census Block Group	3
Census Block	3011
Census Tract	10100

Owner

Source: Centre County records · APN 27-002-,110-,0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	191 E MAIN ST, HOWARD, PA 16841-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2005	Deed of Trust, Mortgage · Conventional Mortgage OHIO SAVINGS BANK FSB
Aug 04, 2006	Deed of Trust, Mortgage HOMECOMINGS FINANCIAL NETWORK INC
May 29, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMTRUST BANK
May 10, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RELIANCE SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2000 · Amount on Record
Deed Sale	Sep 21, 2000 · Amount on Record
Deed Book / Page	1182 / 931
Last Transfer Date	Dec 15, 2020
Transfer Doc	002263/866
Record Updated	Jun 08, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	191 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01908/0290
Date	Dec 16, 2005
Book Page	1908/0290
Instrument	001014

Lender

Name	OHIO SAVINGS BANK FSB
Type	Bank
Address	1801 E 9TH ST # 200, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2021

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	191 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01969/0603
Date	Aug 04, 2006
Book Page	1969/0603

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	9 SYLVAN WAY # 100, PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2021

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	191 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01988/0393
Date	May 29, 2007
Book Page	1988/0393

Lender

Name	AMTRUST BANK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2037

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	191 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02100/0699
Date	May 10, 2012
Book Page	2100/0699

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2042

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Dec 28, 2020
Property Address	191 E MAIN ST, HOWARD, PA 16841-2210
Document Number	002263/866
Book / Page	2263 / 866
Instrument Date	Dec 15, 2020
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 E MAIN ST, HOWARD, PA 16841-2210

Mortgage

Document Number	0002263867
Date	Dec 28, 2020
Instrument	2263/867

Lender

Name	RELIANCE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Howard Borough
Unified School District	Bald Eagle Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,719.00 (+0.53%)	$22,560 (-) Land $5,000 Building $17,560
2025			$45,120 (-) Land $10,000 Building $35,120
2024	$1,710.00	$22,560 Land $5,000 Building $17,560
1994			$45,120 Land $10,000 Building $35,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420270101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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