Stearns County property record for 1855 Elm St E, Saint Joseph, MN 56374
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 1 ba · 12,000 sqft · built 2003 |
| Lot Size | 2.29 acres (99,752 sqft) |
| Owner | Company Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53470-0102 |
| Primary APN | 84-53470-0102 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 12,000 sqft Living Area |
| Gross Area | 1,044 sqft |
| 1st Floor Area | 12,000 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 99,752 sqft (2.29 acres) |
| Total Buildings | 3 Buildings |
| Street Address | 1855 ELM ST E |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | LOT 002 BLK 001 BORGERT INDUSTRIAL PARK PLAT 2 SECTION 11 TOWNSHIP 124 RANGE 029 SECTION 11 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | BORGERT INDUSTRIAL PARK PLAT 2 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11308 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 75 CALLAWAY ST E, SAINT JOSEPH, MN 56374-3400 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $621,300 (+2.86%) Land $178,300 Building $443,000 | $621,300 (+2.86%) Land $178,300 Building $443,000 | |
| 2025 | $604,000 (+5.08%) Land $160,600 Building $443,400 | $604,000 (+5.08%) Land $160,600 Building $443,400 | |
| 2023 | Additional exemption filed | $574,800 Land $160,600 Building $414,200 | $574,800 Land $160,600 Building $414,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Arvig, Spectrum, T-Mobile.
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