Stearns County property record for 622 Elm St E, Saint Joseph, MN 56374
| Property Type | Office Building |
|---|---|
| Details | built 2024 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Company Name on Record |
| Last Sale | $17,700 (Feb 2025) |
| Tax Bill | $7,612 (2026) |
| Deeds & Mortgages | May 2025 Sale Jun 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53546-0006 |
| Primary APN | 84-53546-0006 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 93,654 sqft (2.15 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 622 ELM ST E |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-4744 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | P/O LOT 2 BLK 2 LYING W OF E 184.27' & LYING E OF W 261' LESS PARCEL#2 ST JOSEPH ROW PLAT #1 S PARCEL#2 ST JOSEPH ROW PLAT #1 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | INDIAN HILL PARK |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11308 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 75 CALLAWAY ST E, SAINT JOSEPH, MN 56374-3400 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 2, 2025 | Deed, Transfer |
| Jun 14, 2024 | Warranty Deed, Transfer GUARANTY COMMERCIAL TITLE INC, GUARANTY COMMERCIAL TITLE IN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on Record |
| Deed Sale | Feb 19, 2025 · Amount on Record |
| Prior Sale | Jun 11, 2024 · Amount on Record |
| Deed Document Number | 20251744580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 2, 2025 |
| Property Address | 622 ELM ST E, SAINT JOSEPH, MN 56374-4744 |
| Document Number | 00A1691290 |
| Instrument Date | Mar 25, 2025 |
| Instrument | A1691290 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 CALLAWAY ST E, SAINT JOSEPH, MN 56374-3400 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 14, 2024 |
| Property Address | 622 ELM ST E, SAINT JOSEPH, MN 56374-4744 |
| Document Number | 00A1673654 |
| Instrument Date | Jun 7, 2024 |
| Instrument | A1673654 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | GUARANTY COMMERCIAL TITLE INC, GUARANTY COMMERCIAL TITLE IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2901 E 78TH ST, BLOOMINGTON, MN 55425-1501 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,612.00 (+61%) | ||
| 2025 | $231,700 (+12.69%) Land $205,700 Building $26,000 | $231,700 (+12.69%) Land $205,700 Building $26,000 | |
| 2024 | $4,728.00 (-1.34%) | ||
| 2023 | $4,792.00 | $205,600 Land $205,600 | $205,600 Land $205,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: Intrepid Fiber Networks.
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