Stearns County property record for 1300 Elm St E, Saint Joseph, MN 56374
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2 ba · 9,516 sqft · built 2009 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | Company Name on File |
| Last Sale | $716,341 (Mar 2009) |
| Tax Bill | $69,482 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53475-0200 |
| Primary APN | 84-53475-0200 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 9,516 sqft Living Area |
| Gross Area | 7,576 sqft |
| 1st Floor Area | 2,948 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 124,582 sqft (2.86 acres) |
| Lot Dimensions | 496 ft deep x 249 ft wide |
| Total Buildings | 3 Buildings |
| Street Address | 1300 ELM ST E |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-4694 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LOT 001 BLK 001 COBORNS REALTY COMPANY SECTION 11 TOWNSHIP 124 RANGE 029 SECTION 11 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | COBORNS REALTY COMPANY |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11308 |
1300 Elm St E, a commercial property, is owned by a company that bought it in March 2009.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 4TH AVE SE, MELROSE, MN 56352-1356 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2009 · Amount on File |
| Deed Sale | Mar 17, 2009 · Amount on File |
| Deed Document Number | 2009680138 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1300 Elm St E was $69,482.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,482.00 | $2,387,100 (+6.14%) Land $595,200 Building $1,791,900 | $2,387,100 (+6.14%) Land $595,200 Building $1,791,900 |
| 2025 | $2,249,100 Land $542,700 Building $1,706,400 | $2,249,100 Land $542,700 Building $1,706,400 | |
| 2023 | $67,604.00 | $2,166,800 Land $542,900 Building $1,623,900 | $2,166,800 Land $542,900 Building $1,623,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1300 Elm St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1300 Elm St E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Arvig, Spectrum, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures