Stearns County property record for 1160 Elm St E, Saint Joseph, MN 56374
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 ba · 7,396 sqft · built 2017 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Company Name on Record |
| Last Sale | $190,000 (Aug 2016) |
| Tax Bill | $24,112 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53798-0570 |
| Primary APN | 84-53798-0570 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 7,396 sqft Living Area |
| 1st Floor Area | 7,396 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Construction Type | Steel Frame |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 54,014 sqft (1.24 acres) |
| Lot Dimensions | 214 ft deep x 249 ft wide |
| Street Address | 1160 ELM ST E |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-4709 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | P/O LOT 1 BLK 1 LYING NLY OF FDL:COM NE COR-SE ALG E LN 248.99' TO POB-S89D W 181.78' TO W LN & TERM ST JOSEPH PROFESSIONAL |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | ST JOSEPH PROFESSIONAL PLAT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11308 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 9167, SPRINGFIELD, MO 65801-9167 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on Record |
| Deed Sale | Aug 23, 2016 · Amount on Record |
| Prior Sale | Mar 10, 2016 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,112.00 (+7.77%) | $902,500 (+10.4%) Land $268,700 Building $633,800 | $902,500 (+10.4%) Land $268,700 Building $633,800 |
| 2025 | $817,500 (+7.34%) Land $245,000 Building $572,500 | $817,500 (+7.34%) Land $245,000 Building $572,500 | |
| 2023 | $22,374.00 | $761,600 Land $245,000 Building $516,600 | $761,600 Land $245,000 Building $516,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: Intrepid Fiber Networks.
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