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708 Elm St E, Saint Joseph, MN 56374 Property Records

Stearns County property record for 708 Elm St E, Saint Joseph, MN 56374

Property Summary

Property TypeCommunity Shopping Center, Mini-Mall
Details9,760 sqft · built 2003
Lot Size1.06 acres (46,174 sqft)
OwnerCompany Name on Record
Last Sale$70,500 (Aug 2024)
Tax Bill$21,202 (2026)
Deeds & MortgagesMay 2025 Sale
Flood ZoneZone X (minimal risk)
APN84-53546-0005

Property Details

APN / Parcel Number

Primary APN84-53546-0005

Interior

Stories1 Story
Building Area9,760 sqft Living Area
Gross Area7,820 sqft
1st Floor Area9,760 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area46,174 sqft (1.06 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address708 ELM ST E
CitySAINT JOSEPH
StateMN
Zip56374-4671
Property CategoryCommercial
Property TypeCommercial > Retail > Community Shopping Center, Mini-Mall
Legal DescriptionE 184.27' LOT 2 BLK 2 LESS PARCEL #3 ST JOSEPH ROW PLAT #1
Legal Range29W
Legal Township124
Legal Section10
Legal SubdivisionINDIAN HILL PARK
Legal Block2
Legal Lot Number2
JurisdictionSTEARNS MN
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2012
Census Tract11308

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address75 CALLAWAY ST E, SAINT JOSEPH, MN 56374-3400
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2024 · Amount on Record
Deed SaleAug 27, 2024 · Amount on Record
Prior SaleFeb 22, 2012 · Amount on Record
Deed Document Number20241746141
Record UpdatedJun 8, 2026

May 2025: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateMay 2, 2025
Property Address708 ELM ST E, SAINT JOSEPH, MN 56374-4671
Document Number00A1691291
Instrument DateAug 28, 2024
InstrumentA1691291
Transaction TypeTransfer
Record UpdatedNov 6, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 CALLAWAY ST E, SAINT JOSEPH, MN 56374-3400

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Joseph City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,202.00 (+3.41%)
2025$722,500 (+7.04%) Land $164,700 Building $557,800$722,500 (+7.04%) Land $164,700 Building $557,800
2024$20,502.00 (+6.49%)
2023$19,252.00$675,000 Land $164,700 Building $510,300$675,000 Land $164,700 Building $510,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Joseph
serves 7,100 people · EPA ID MN1730033
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

May also be available: Intrepid Fiber Networks.

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