18548 Split Rock Ln, Germantown, MD 20874 Property Records

Montgomery County property record for 18548 Split Rock Ln, Germantown, MD 20874

Property Summary

Property TypeTownhouse
Details3 ba · 1,668 sqft · built 1977
Lot Size0.041 acres (1,770 sqft)
OwnerIndividual Name on Record
Last Sale$264,000 (Apr 2014)
Tax Bill$3,938 (2025)
Deeds & MortgagesMar 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN09-01696497

Property Details

APN / Parcel Number

Primary APN09-01696497
Alternative APN
  • 01696497

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,668 sqft Living Area
1st Floor Area855 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,770 sqft (0.041 acres)
Deck Area400 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01696497
Street Address18548 SPLIT ROCK LN
CityGERMANTOWN
StateMD
Zip20874-2113
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT12.
Legal DescriptionSTONERIDGE
Legal SubdivisionSTONERIDGE
Legal BlockA
Legal Lot Number158
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4000
Census Tract700815

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18548 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2014 · Amount on Record
Deed SaleApr 17, 2014 · Amount on Record
Prior SaleJun 24, 1992 · Amount on Record
Deed Book / Page48536 / 264
Last Transfer DateJan 11, 2021
Transfer Doc0622300091
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateMar 17, 2021
Property Address18548 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0622300091
Book / Page62230 / 91
Map ReferenceMB 98 PL 10955
Instrument DateJan 11, 2021
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyREAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETMNTS & ESCROW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address18548 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113

Mortgage

Document Number6223098
DateMar 17, 2021
Instrument62230/98
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$403,100 (+9.21%) Land $120,000 Building $283,100$403,100 (-) Land $120,000 Building $283,100
2025$3,938.00 (-6.53%)$369,100 (+22.58%)$403,100 (+33.88%) Land $120,000 Building $283,100
2024$4,213.00 (+46.13%)
2023$301,100 Land $120,000 Building $181,100$301,100 Land $120,000 Building $181,100
2022$2,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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