18547 Split Rock Ln, Germantown, MD 20874 Property Records

Montgomery County property record for 18547 Split Rock Ln, Germantown, MD 20874

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,897 sqft · built 1978
Lot Size0.032 acres (1,373 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Feb 2021)
Tax Bill$3,527 (2025)
Deeds & MortgagesFeb 2021 Second Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-01696271

Property Details

APN / Parcel Number

Primary APN09-01696271
Alternative APN
  • 01696271

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,897 sqft Living Area
1st Floor Area798 sqft
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,373 sqft (0.032 acres)
Deck Area27 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01696271
Street Address18547 SPLIT ROCK LN
CityGERMANTOWN
StateMD
Zip20874-2115
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT12.
Legal DescriptionSTONERIDGE 6886/320
Legal SubdivisionSTONERIDGE
Legal BlockA
Legal Lot Number115
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4000
Census Tract700815

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18547 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Feb 8, 2021Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2021 · Amount on Record
Deed SaleFeb 8, 2021 · Amount on Record
Deed Book / Page61820 / 343
Prior Transfer DateJul 14, 2014
Prior Transfer Doc0493590397
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18547 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115
Transaction TypeMortgage
Record UpdatedApr 19, 2021
Title CompanyTITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12261 ELM FOREST CT D, D, CLARKSBURG, MD 20871-3383

Mortgage

Document Number0618200367
DateFeb 8, 2021
Book Page61820/367
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateFeb 8, 2021
Property Address18547 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115
Document Number0618200343
Book / Page61820 / 343
Map ReferenceMB 98 PL 10955
Instrument DateNov 13, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyTITLE TOWN SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address18547 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115

Mortgage

Document Number61820349
DateFeb 8, 2021
Instrument61820/349
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,700 (+6.73%) Land $120,000 Building $230,700$350,700 (-) Land $120,000 Building $230,700
2025$3,527.00 (-9.19%)$328,600 (+15.54%)$350,700 (+23.31%) Land $120,000 Building $230,700
2024$3,884.00 (+50.54%)
2023$284,400 Land $120,000 Building $164,400$284,400 Land $120,000 Building $164,400
2022$2,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Nearby Properties on Split Rock Ln

Nearby Streets

Search Property Records by Address or Parcel Number