18542 Split Rock Ln, Germantown, MD 20874 Property Records

Montgomery County property record for 18542 Split Rock Ln, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3 ba · 1,652 sqft · built 1978
Lot Size	0.031 acres (1,344 sqft)
Owner	Individual Name on File
Last Sale	$224,900 (Nov 2008)
Tax Bill	$3,987 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-01696806`

Property Details

APN / Parcel Number

Primary APN	`09-01696806`
Alternative APN	`01696806`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	912 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,344 sqft (0.031 acres)
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01696806
Street Address	18542 SPLIT ROCK LN
City	GERMANTOWN
State	MD
Zip	20874-2111
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT12.
Legal Description	STONERIDGE
Legal Subdivision	STONERIDGE
Legal Block	A
Legal Lot Number	156
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4000
Census Tract	700815

Owner

18542 Split Rock Ln, a townhouse, is owned and occupied by an individual who bought it in November 2008.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	18542 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2008 · Amount on File
Deed Sale	Nov 6, 2008 · Amount on File
Prior Sale	Jun 25, 2008 · Amount on File
Deed Document Number	2008111178
Deed Book / Page	36182 / 112
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18542 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18542 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111

Mortgage

Document Number	0666690139
Date	Jan 18, 2023
Book Page	66669/139

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18542 Split Rock Ln was $3,987.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,800 (+7.1%) Land $120,000 Building $274,800	$394,800 (-) Land $120,000 Building $274,800
2025	$3,987.00	$368,633	$394,800 Land $120,000 Building $274,800
2023		$316,300 Land $120,000 Building $196,300	$316,300 Land $120,000 Building $196,300
2022	$2,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18542 Split Rock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18542 Split Rock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250