18550 Split Rock Ln, Germantown, MD 20874 Property Records

Montgomery County property record for 18550 Split Rock Ln, Germantown, MD 20874

Property Summary

Property TypeTownhouse
Details3 ba · 1,904 sqft · built 1977
Lot Size0.034 acres (1,467 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Sep 2024)
Tax Bill$4,468 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-01696500

Property Details

APN / Parcel Number

Primary APN09-01696500
Alternative APN
  • 01696500

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,904 sqft Living Area
1st Floor Area756 sqft
Basement Area492 sqft
Finished Basement492 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,467 sqft (0.034 acres)
Deck Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01696500
Street Address18550 SPLIT ROCK LN
CityGERMANTOWN
StateMD
Zip20874-2113
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT12.
Legal DescriptionSTONERIDGE
Legal SubdivisionSTONERIDGE
Legal BlockA
Legal Lot Number159
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4000
Census Tract700815

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18550 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 17, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 26, 2018Deed, Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Oct 11, 2017Grant Deed, Transfer
DUNN TITLE, DUNN'S TITLE AND ESCROW INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2024 · Amount on Record
Deed SaleSep 9, 2024 · Amount on Record
Prior SaleMar 26, 2018 · Amount on Record
Deed Book / Page68372 / 466
Prior Transfer DateJun 11, 2020
Prior Transfer Doc0598300385
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18550 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address18550 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113

Mortgage

Document Number0638480234
DateAug 24, 2021
Book Page63848/234
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY MD
Recording DateJun 17, 2020
Property Address18550 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0598300385
Book / Page059830 / 000385
Instrument DateJun 11, 2020
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18550 SPLIT ROCK LN DARNESTOWN MD 208742113, DARNESTOWN, MD 20874-2113

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMar 26, 2018
Property Address18550 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0558130398
Book / Page55813 / 398
Map ReferenceMB98 PL10955
Instrument DateMar 19, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanySTEWART TITLE OF MARYLAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2139 ESPEY COURT 2, 2, 00000

Mortgage

Document Number0055813405
DateMar 26, 2018
Instrument55813/405
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2048

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateOct 11, 2017
Property Address18550 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0550610351
Book / Page055061 / 000351
Instrument DateSep 8, 2017
Transaction TypeTransfer
Record UpdatedOct 25, 2017
Title CompanyDUNN TITLE, DUNN'S TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address909 PAULSBORO DR ROCKVILLE MD 208503027, ROCKVILLE, MD 20850-3027

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$374,500 (+6.91%) Land $120,000 Building $254,500$374,500 (-) Land $120,000 Building $254,500
2025$4,468.00 (+8.71%)$350,300 (+16.03%)$374,500 (+24.05%) Land $120,000 Building $254,500
2024$4,110.00 (+51.21%)
2023$301,900 Land $120,000 Building $181,900$301,900 Land $120,000 Building $181,900
2022$2,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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