18552 Split Rock Ln, Germantown, MD 20874 Property Records

Montgomery County property record for 18552 Split Rock Ln, Germantown, MD 20874

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,064 sqft · built 1977
Lot Size0.051 acres (2,227 sqft)
OwnerIndividual Name on Record
Last Sale$151,230 (Nov 2023)
Tax Bill$3,800 (2025)
Deeds & MortgagesNov 2023 Transfer
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-01696511

Property Details

APN / Parcel Number

Primary APN09-01696511
Alternative APN
  • 01696511

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,064 sqft Living Area
1st Floor Area779 sqft
Basement Area550 sqft
Finished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,227 sqft (0.051 acres)
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01696511
Street Address18552 SPLIT ROCK LN
CityGERMANTOWN
StateMD
Zip20874-2113
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT12.
Legal DescriptionSTONERIDGE
Legal SubdivisionSTONERIDGE
Legal BlockA
Legal Lot Number160
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4000
Census Tract700815

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18552 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Gift Deed, Transfer
May 23, 2022Deed, Transfer · FHA Mortgage
CITY LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2023 · Amount on Record
Deed SaleNov 6, 2023 · Amount on Record
Prior SaleMay 23, 2022 · Amount on Record
Deed Book / Page67521 / 219
Prior Transfer DateFeb 8, 2006
Prior Transfer Doc0322600752
Record UpdatedSep 20, 2026

November 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionMONTGOMERY MD
Recording DateNov 6, 2023
Property Address18552 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0675210219
Book / Page67521 / 219
Map ReferenceMB 98 PL 10955
Instrument DateAug 2, 2023
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address18552 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMay 23, 2022
Property Address18552 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0657940324
Book / Page65794 / 324
Map ReferenceMB 98 PL 10955
Instrument DateOct 6, 2020
Transaction TypeTransfer
Record UpdatedJun 2, 2022
Title CompanyINDEPENDENT TITLE, INDEPENDENT T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18552 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113

Mortgage

Document Number0065794330
DateMay 23, 2022
Instrument65794/330
Lender
NameCITY LENDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$376,700 (+6.91%) Land $120,000 Building $256,700$376,700 (-) Land $120,000 Building $256,700
2025$3,800.00 (-8.03%)$352,367 (+16.02%)$376,700 (+24.04%) Land $120,000 Building $256,700
2024$4,132.00 (+20.64%)
2023$303,700 Land $120,000 Building $183,700$303,700 Land $120,000 Building $183,700
2022$3,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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