Middlesex County and Lowell City property record for 185 Smith St, Lowell, MA 01851
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 4,125 sqft · built 1900 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $783,333 (Mar 2025) |
| Tax Bill | $10,332 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Apr 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C05895 |
| Primary APN | C05895 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 18 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 4,125 sqft Living Area |
| Gross Area | 5,542 sqft |
| 1st Floor Area | 1,375 sqft |
| Basement Area | 1,263 sqft |
| Unfinished Basement | 1,263 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 2,178 sqft (0.05 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | C05895 |
|---|---|
| Street Address | 185 SMITH ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-3812 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TMF |
| Legal Block | 5400 |
| Legal Lot Number | 185 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 311700 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 RUSSELL RD, CHELMSFORD, MA 01824 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 28, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Apr 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on Record |
| Deed Sale | Mar 6, 2025 · Amount on Record |
| Deed Document Number | 2025325783 |
| Last Transfer Date | Apr 14, 2025 |
| Transfer Doc | 0000326204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 28, 2025 |
| Property Address | 185 SMITH ST, LOWELL, MA 01851-3812 |
| Document Number | 0000326204 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 326204 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 RUSSELL RD, CHELMSFORD, MA 01824 |
| Investor | Possibly a Property Investor |
| Document Number | 0000326206 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 326206 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 12, 2019 |
| Property Address | 185 SMITH ST, LOWELL, MA 01851-3812 |
| Document Number | 0000300150 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 300150 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 10 BRADFORD AVE HAMPTON NH 038423007, HAMPTON, NH 03842-3007 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 12, 2019 |
| Property Address | 185 SMITH ST, LOWELL, MA 01851-3812 |
| Document Number | 0000300149 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 300149 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 10 BRADFORD AVE HAMPTON NH 038423007, HAMPTON, NH 03842-3007 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $10,332.00 (+5.03%) | $910,300 (+6.23%) Land $108,700 Building $801,600 |
| 2025 | $9,837.00 (+5.02%) | $856,900 (+8.95%) Land $95,900 Building $761,000 |
| 2024 | $9,367.00 (+1.32%) | $786,500 (+5.66%) Land $89,600 Building $696,900 |
| 2023 | $9,245.00 | $744,400 Land $77,900 Building $666,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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