197 Smith St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 197 Smith St, Lowell, MA 01851

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,125 sqft · built 1910
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Sep 1998)
Tax Bill	$8,186 (2026)
Deeds & Mortgages	Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B01094`

Property Details

APN / Parcel Number

Primary APN	`B01094`
Alternative APNs	`LOWE M:123 B:5400 L:197` `M:000123 T:B01094`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,125 sqft Living Area
Gross Area	5,999 sqft
1st Floor Area	1,375 sqft
Basement Area	1,375 sqft
Unfinished Basement	1,375 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Other
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	B01094
Street Address	197 SMITH ST
City	LOWELL
State	MA
Zip	01851-3812
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TMF
Legal Block	5400
Legal Lot Number	197
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3003
Census Tract	311700

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 MILL RD, LITTLETON, MA 01460-1505
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1998 · Amount on Record
Deed Sale	Sep 1, 1998 · Amount on Record
Prior Sale	Jun 18, 1997 · Amount on Record
Last Transfer Date	Apr 3, 2024
Transfer Doc	038418-206
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 9, 2024
Property Address	197 SMITH ST, LOWELL, MA 01851-3812
Document Number	038418-206
Book / Page	38418 / 206
Instrument Date	Apr 3, 2024
Instrument	9307
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MILL RD, LITTLETON, MA 01460-1505

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,186.00 (+5.56%)	$721,200 (+6.77%) Land $133,900 Building $587,300
2025	$7,755.00 (+4.92%)	$675,500 (+8.85%) Land $118,100 Building $557,400
2024	$7,391.00 (+1.93%)	$620,600 (+6.3%) Land $110,400 Building $510,200
2023	$7,251.00	$583,800 Land $96,000 Building $487,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20