193 Smith St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 193 Smith St, Lowell, MA 01851

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 3,789 sqft · built 1900
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$800,000 (May 2025)
Tax Bill$7,778 (2026)
Deeds & MortgagesMay 2025 Sale & Mortgage
Apr 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC05896

Property Details

APN / Parcel Number

Primary APNC05896
Alternative APNs
  • LOWE M:123 B:5400 L:193
  • M:000123 T:C05896

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units3 Units
Stories3 Stories
Building Area3,789 sqft Living Area
Gross Area5,980 sqft
1st Floor Area1,263 sqft
Basement Area1,263 sqft
Unfinished Basement1,263 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialOther
Lot Area2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC05896
Street Address193 SMITH ST
CityLOWELL
StateMA
Zip01851-3812
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeTMF
Legal Block5400
Legal Lot Number193
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3003
Census Tract311700

Owner

193 Smith St, a triplex, is owned by an individual who bought it in May 2025.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address193 SMITH ST, 195, LOWELL, MA 01851-3812
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 16, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Apr 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2025 · Amount on File
Deed SaleMay 16, 2025 · Amount on File
Prior Transfer DateMay 15, 2025
Prior Transfer Doc0000326405
Record UpdatedOct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 16, 2025
Property Address193 SMITH ST, LOWELL, MA 01851-3812
Document Number0000326405
Instrument DateMay 15, 2025
Instrument326405
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 SMITH ST # 195, 195, LOWELL, MA 01851-3812

Mortgage

Document Number0000326406
DateMay 16, 2025
Instrument326406
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 12, 2019
Property Address193 SMITH ST, LOWELL, MA 01851-3812
Document Number0000300150
Instrument DateApr 8, 2019
Instrument300150
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address10 BRADFORD AVE HAMPTON NH 038423007, HAMPTON, NH 03842-3007

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 12, 2019
Property Address193 SMITH ST, LOWELL, MA 01851-3812
Document Number0000300149
Instrument DateApr 8, 2019
Instrument300149
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address10 BRADFORD AVE HAMPTON NH 038423007, HAMPTON, NH 03842-3007

Tax Assessment & Valuation

The 2026 property tax bill for 193 Smith St was $7,778, up 5.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,778.00 (+5.39%)$685,300 (+6.6%) Land $112,200 Building $573,100
2025$7,380.00 (+4.95%)$642,900 (+8.89%) Land $98,900 Building $544,000
2024$7,032.00 (+1.74%)$590,400 (+6.09%) Land $92,500 Building $497,900
2023$6,912.00$556,500 Land $80,400 Building $476,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 193 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 193 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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