Middlesex County and Lowell City property record for 171 Smith St, Lowell, MA 01851
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,688 sqft · built 1880 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $355,000 (Dec 2023) |
| Tax Bill | $6,551 (2026) |
| Deeds & Mortgages | Oct 2024 Refinance Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F00420 |
| Primary APN | F00420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| Gross Area | 4,411 sqft |
| 1st Floor Area | 1,073 sqft |
| Basement Area | 1,073 sqft |
| Unfinished Basement | 1,073 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | F00420 |
|---|---|
| Street Address | 171 SMITH ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-3212 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TMF |
| Legal Block | 5400 |
| Legal Lot Number | 171 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 311800 |
171 Smith St, a duplex, is owned by a company that bought it in December 2023.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 114 WARWICK ST, LOWELL, MA 01851-4334 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance INVESTOR MTG FIN LLC |
| Dec 14, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROWD LENDING FUND |
| Apr 25, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2023 · Amount on File |
| Deed Sale | Dec 14, 2023 · Amount on File |
| Prior Sale | Oct 1, 1993 · Amount on File |
| Prior Transfer Date | Dec 13, 2023 |
| Prior Transfer Doc | 0000321910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 171 SMITH ST, LOWELL, MA 01851-3212 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000324473 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 324473 |
| Name | INVESTOR MTG FIN LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 14, 2023 |
| Property Address | 171 SMITH ST, LOWELL, MA 01851-3212 |
| Document Number | 0000321910 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 321910 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 COLONIAL DR, TEWKSBURY, MA 01876-2848 |
| Document Number | 0000321912 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 321912 |
| Name | CROWD LENDING FUND |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 25, 2023 |
| Property Address | 171 SMITH ST, LOWELL, MA 01851-3212 |
| Document Number | 0000319820 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 319820 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 SMITH ST, LOWELL, MA 01851-3212 |
The 2026 property tax bill for 171 Smith St was $6,551, up 15.4% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,551.00 (+15.35%) | $577,200 (+16.68%) Land $124,100 Building $453,100 | $640,278 |
| 2025 | $5,679.00 (+7.62%) | $494,700 (+11.65%) Land $109,500 Building $385,200 | |
| 2024 | $5,277.00 (+7.43%) | $443,100 (+12.04%) Land $102,400 Building $340,700 | |
| 2023 | $4,912.00 | $395,500 Land $89,000 Building $306,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 171 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 171 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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