Middlesex County and Lowell City property record for 176 Smith St, Lowell, MA 01851
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 7 ba · 5,300 sqft · built 1910 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on Record |
| Last Sale | $220,000 (Apr 2011) |
| Tax Bill | $9,758 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | R09220 |
| Primary APN | R09220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 5,300 sqft Living Area |
| Gross Area | 8,240 sqft |
| 1st Floor Area | 2,014 sqft |
| Basement Area | 2,014 sqft |
| Unfinished Basement | 2,014 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | R09220 |
|---|---|
| Street Address | 176 SMITH ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-3214 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | TMF |
| Legal Subdivision | EDMUNT BRICKETT |
| Legal Block | 5400 |
| Legal Lot Number | 176 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 311800 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 399 FERRY ST, B, EVERETT, MA 02149-5617 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO |
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EAST CAMBRIDGE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2011 · Amount on Record |
| Deed Sale | Apr 25, 2011 · Amount on Record |
| Prior Sale | Jan 3, 2011 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 176 SMITH ST, LOWELL, MA 01851-3214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0036721-75 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 36721/75 |
| Instrument | 2040 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 176 SMITH ST, LOWELL, MA 01851-3214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35045-40 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 35045/40 |
| Instrument | 64973 |
| Name | EAST CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $9,758.00 (+15.66%) | $859,700 (+16.98%) Land $132,700 Building $727,000 |
| 2025 | $8,437.00 (+0.6%) | $734,900 (+4.36%) Land $117,100 Building $617,800 |
| 2024 | $8,387.00 (-2.14%) | $704,200 (+2.06%) Land $109,400 Building $594,800 |
| 2023 | $8,570.00 | $690,000 Land $95,200 Building $594,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures