185 Canyon Rd, Providence, UT 84332 Property Records

Cache County property record for 185 Canyon Rd, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,646 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Dec 2017 Reverse Mortgage Mar 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-141-0014`

Property Details

APN / Parcel Number

Primary APN	`02-141-0014`

Interior

Building Area	1,646 sqft Living Area

Exterior

Year Built	Built 1995
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	185 CANYON RD
City	PROVIDENCE
State	UT
Zip	84332-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 APPLE HILL SUBDIVISION CONT 0.28 AC
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2010
Census Tract	1201

Owner

Source: Cache County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 CANYON RD, PROVIDENCE, UT 84332-9407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2017	Deed of Trust, Mortgage · Reverse Mortgage FINANCE AMERICA
Mar 29, 2022	Deed of Trust, Mortgage · Reverse Mortgage MIDWEST LOAN SOLUTIONS INC
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	185 CANYON RD, PROVIDENCE, UT 84332-9407
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01982/1329
Date	Dec 4, 2017
Book Page	1982/1329
Instrument	1185491

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	185 CANYON RD, PROVIDENCE, UT 84332-9407
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	PLACER TITLE INSURANCE AGENCY/UT, PLACER TITLE INS AGCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CANYON RD, PROVIDENCE, UT 84332-9407

Mortgage

Document Number	02328/1878
Date	Mar 29, 2022
Book Page	2328/1878
Instrument	1315828

Lender

Name	MIDWEST LOAN SOLUTIONS INC
Type	Lending Institution
Address	SOUTHFIELD, MI 48034

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	963 Months
Due	Jun 6, 2102

Interest

Rate Type	Adjustable Rate
Rate	3.02%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.02%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	185 CANYON RD, PROVIDENCE, UT 84332-9407
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001185492
Date	Dec 4, 2017
Instrument	1185492

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (-7.74%)	$372,630 (+5.26%)	$677,512 (+5.26%) Land $180,000 Building $497,512
2023	$2,880.00	$354,020	$643,675 Land $220,000 Building $423,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 74% of Utah
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
UBTA-UBET Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Senawave Fiber	1,000 / 1,000
Beehive Telephone Companies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies.

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