184 Garmatter St, Bluffton, OH 45817 Property Records

Allen County property record for 184 Garmatter St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1960
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Apr 2020)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-0107-03-009.000`

Property Details

APN / Parcel Number

Primary APN	`28-0107-03-009.000`
Alternative APN	`A0228010703009000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	156 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	184 GARMATTER ST
City	BLUFFTON
State	OH
Zip	45817-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND ADDITION LOT 874 JOINT TEN FF 70.86
Legal Subdivision	HIGHLAND ADDITION
Legal Lot Number	874
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2020
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 GARMATTER ST, BLUFFTON, OH 45817-1165
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS NAT'L BK/BLUFFTON
Apr 2, 2020	Grant Deed, Transfer CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	May 25, 2010 · Amount on Record
Deed Document Number	20203417
Deed Book / Page	2020 / 3417
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	184 GARMATTER ST, BLUFFTON, OH 45817-1165
Document Number	0000010367
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	184 GARMATTER ST BLUFFTON OH 458171165, BLUFFTON, OH 45817-1165

Mortgage

Document Number	0000010367
Date	Aug 31, 2020
Instrument	10367

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 2, 2020
Property Address	184 GARMATTER ST, BLUFFTON, OH 45817-1165
Document Number	0000003417
Instrument Date	Mar 30, 2020
Instrument	3417
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 GARMATTER ST BLUFFTON OH 458171165, BLUFFTON, OH 45817-1165

Mortgage

Document Number	3418
Date	Apr 2, 2020
Instrument	3418

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00 (-0.04%)	$74,800 (-) Land $10,150 Building $64,650	$213,700 (-) Land $29,000 Building $184,700
2024	$2,469.00 (+26.03%) Homeowner's exemption	$74,800 (+36.02%) Land $10,150 Building $64,650	$213,700 (+36.03%) Land $29,000 Building $184,700
2023	$1,959.00 (-1.01%) Homeowner's exemption	$54,990 (-) Land $7,460 Building $47,530
2022	$1,979.00 Homeowner's exemption	$54,990 Land $7,460 Building $47,530
2021			$157,100 Land $21,300 Building $135,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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