Allen County property record for 192 Garmatter St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,872 sqft · built 1971 |
| Lot Size | 0.291 acres (12,676 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,500 (May 2005) |
| Tax Bill | $2,865 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-0107-03-007.000 |
| Primary APN | 28-0107-03-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,992 sqft |
| 1st Floor Area | 1,872 sqft |
| Basement Area | 576 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,676 sqft (0.291 acres) |
| Lot Dimensions | 149 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 354 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 192 GARMATTER ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLTOP ADDITION LOTS 981 W PT & 982 JOINT TEN FF 85.00 |
| Legal Subdivision | HILLTOP ADDITION |
| Legal Lot Number | 981 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10100 |
192 Garmatter St is owned and occupied by two individuals who bought it in May 2005.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 192 GARMATTER ST, BLUFFTON, OH 45817-1165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2005 · Amount on File |
| Deed Sale | May 26, 2005 · Amount on File |
| Prior Sale | Apr 4, 2000 · Amount on File |
| Deed Document Number | 20058606 |
| Deed Book / Page | 941 / 732 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 192 Garmatter St was $2,865, down 0.1% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,865.00 (-0.07%) | $86,840 (-) Land $11,900 Building $74,940 | $248,100 (-) Land $34,000 Building $214,100 |
| 2024 | $2,867.00 (+26.13%) Homeowner's exemption | $86,840 (+36.03%) Land $11,900 Building $74,940 | $248,100 Land $34,000 Building $214,100 |
| 2023 | $2,273.00 (-1.04%) Homeowner's exemption | $63,840 (-) Land $8,750 Building $55,090 | |
| 2022 | $2,297.00 Homeowner's exemption | $63,840 Land $8,750 Building $55,090 | |
| 2021 | $182,400 Land $25,000 Building $157,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 192 Garmatter St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2019) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 192 Garmatter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Buckeye Wireless.
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