176 Garmatter St, Bluffton, OH 45817 Property Records

Allen County property record for 176 Garmatter St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,073 sqft · built 1963
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2026)
Tax Bill	$1,883 (2025)
Deeds & Mortgages	May 2026 Sale Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-0107-03-011.000`

Property Details

APN / Parcel Number

Primary APN	`28-0107-03-011.000`
Alternative APN	`A0228010703011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,909 sqft
1st Floor Area	1,073 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	84 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	176 GARMATTER ST
City	BLUFFTON
State	OH
Zip	45817-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EUGRO COURT SUBDIVISION LOT 923 FF 99.62
Legal Subdivision	EUGRO COURT SUBDIV
Legal Lot Number	923
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2020
Census Tract	10100

Owner

176 Garmatter St is owned and occupied by an individual who bought it in May 2026.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	176 GARMATTER ST, BLUFFTON, OH 45817-1165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 4, 2023	Certificate of Transfer, Transfer
Jan 11, 2023	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20264564
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 6, 2026
Property Address	176 GARMATTER ST, BLUFFTON, OH 45817-1165
Document Number	0000004564
Instrument Date	May 5, 2026
Instrument	2026.4564
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$53,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 GARMATTER ST, BLUFFTON, OH 45817-1165

January 2023: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	ALLEN OH
Recording Date	Jan 4, 2023
Property Address	176 GARMATTER ST, BLUFFTON, OH 45817-1165
Document Number	1040000061
Book / Page	2023 / 61
Map Reference	MB 10 PG 90
Instrument Date	Dec 2, 2022
Instrument	202301040000061
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RILEY ST, BLUFFTON, OH 45817-1287

January 2023: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALLEN OH
Recording Date	Jan 11, 2023
Property Address	176 GARMATTER ST, BLUFFTON, OH 45817-1165
Document Number	1110000222
Book / Page	2023 / 222
Map Reference	MB 10 PG 90
Instrument Date	Oct 14, 2022
Instrument	202301110000222
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 176 Garmatter St was $1,883, down 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,883.00 (-0.05%)	$55,590 (-) Land $10,610 Building $44,980	$158,800 (-) Land $30,300 Building $128,500
2024	$1,884.00 (+26.02%)	$55,590 (+35.95%) Land $10,610 Building $44,980	$158,800 Land $30,300 Building $128,500
2023	$1,495.00 (+29.33%)	$40,890 (-) Land $7,810 Building $33,080
2022	$1,156.00 Homeowner's exemption	$40,890 Land $7,810 Building $33,080
2021			$116,800 Land $22,300 Building $94,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 176 Garmatter St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 176 Garmatter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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