175 Garmatter St, Bluffton, OH 45817 Property Records

Allen County property record for 175 Garmatter St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,518 sqft · built 1963
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Sep 2021)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-0107-02-025.000`

Property Details

APN / Parcel Number

Primary APN	`28-0107-02-025.000`
Alternative APN	`A0228010702025000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,518 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	131 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	225 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	175 GARMATTER ST
City	BLUFFTON
State	OH
Zip	45817-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND ADDITION LOT 869 JOINT TEN FF 83.83
Legal Subdivision	HIGHLAND ADDITION
Legal Lot Number	869
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2021
Census Tract	10100

Owner

175 Garmatter St is owned and occupied by two individuals who bought it in September 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 GARMATTER ST, BLUFFTON, OH 45817-1126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Jul 13, 2001 · Amount on File
Deed Document Number	202112468
Deed Book / Page	2021 / 12468
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 3, 2021
Property Address	175 GARMATTER ST, BLUFFTON, OH 45817-1126
Document Number	9030012468
Book / Page	2021 / 12468
Map Reference	MB 9 PG 159
Instrument Date	Sep 3, 2021
Instrument	202109030012468
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 GARMATTER ST, BLUFFTON, OH 45817-1126

Mortgage

Document Number	9030012469
Date	Sep 3, 2021
Instrument	202109030012469

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	175 GARMATTER ST, BLUFFTON, OH 45817-1126
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3220003717
Date	Mar 22, 2021
Book Page	2021/3717
Instrument	202103220003717

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 175 Garmatter St was $1,952.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00	$59,150 (-) Land $11,130 Building $48,020	$169,000 (-) Land $31,800 Building $137,200
2024	$1,952.00 (+25.85%) Homeowner's exemption	$59,150 (+35.95%) Land $11,130 Building $48,020	$169,000 Land $31,800 Building $137,200
2023	$1,551.00 (-0.89%) Homeowner's exemption	$43,510 (-) Land $8,190 Building $35,320
2022	$1,565.00 Homeowner's exemption	$43,510 Land $8,190 Building $35,320
2021			$124,300 Land $23,400 Building $100,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 175 Garmatter St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 175 Garmatter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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