Osceola County property record for 1831 Centennial Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,770 sqft Living Area |
| Lot Size | 5,749 sqft (0.132 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $191,000 (2017) |
| Tax Bill | $4,590.00 (2024) |
| Primary APN | 09-26-30-0081-0001-2950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,770 sqft Living Area |
| Gross Area | 2,290 sqft Gross Area |
| 1st Floor | 1,770 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,749 sqft (0.132 acres) |
| Depth X Width | 115 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 160 sqft Patio |
| Porch Area | 120 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1831 CENTENNIAL AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1834 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PH 3A PB 20 PG 86-89 LOT 295 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK PH 3A |
| Legal Phase | 3A |
| Legal Tract | 81 |
| Legal Block | 2950 |
| Legal Lot Number | 295 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0081-0001-2950
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1831 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage EAST COAST CAPITAL CORP |
| Sep 24, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Jan 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Jan 04, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2017 · Amount on Record |
| Deed Sale | Jan 04, 2017 · Amount on Record |
| Prior Sale | May 14, 2010 · Amount on Record |
| Deed Doc Number | 20171882 |
| Deed Book / Page | 5080 / 2238 |
| Prior Transfer Date | Dec 30, 2016 |
| Prior Transfer Doc | 0050802238 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1831 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1831 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834 |
| Document Number | 0068490821 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 6849/821 |
| Instrument | 2025114109 |
| Name | EAST COAST CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1831 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834 |
| Document Number | 0054140565 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1831 CENTENNIAL AVE ST CLOUD FL 347691834, ST CLOUD, FL 34769-1834 |
| Document Number | 0054140565 |
|---|---|
| Date | Oct 08, 2018 |
| Book Page | 005414/000565 |
| Instrument | 151016 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1831 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834 |
| Document Number | 0052950211 |
| Instrument Date | Jan 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1831 CENTENNIAL AVE ST CLOUD FL 347691834, ST CLOUD, FL 34769-1834 |
| Document Number | 0052950211 |
|---|---|
| Date | Mar 02, 2018 |
| Book Page | 005295/000211 |
| Instrument | 35870 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 04, 2017 |
| Property Address | 1831 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834 |
| Document Number | 0050802238 |
| Book / Page | 5080 / 2238 |
| Map Reference | MB20 PG86-89 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2017001882 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | SECURITY NATL TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,337.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|---|
| Address | PO BOX 702586, SAINT CLOUD, FL 34770-2586 |
| Name | Verified Name |
|---|---|
| Address | 1831 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1834 |
| Document Number | 0050802240 |
|---|---|
| Date | Jan 04, 2017 |
| Instrument | 5080/2240 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,618.00 (+0.61%) Homeowner's exemption | $177,504 (+5.99%) | $293,200 (+0.96%) Land $70,000 Building $223,200 |
| 2024 | $4,590.00 (+4.2%) | ||
| 2023 | $4,405.00 (+3.38%) Homeowner's exemption | $167,478 (+3%) | $290,400 (+17.67%) Land $60,000 Building $230,400 |
| 2022 | $4,261.00 Homeowner's exemption | $162,600 | $246,800 Land $55,000 Building $191,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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