Osceola County property record for 1830 Centennial Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,541 sqft Heated Area |
| Lot Size | 6,229 sqft (0.142 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,000 (2020) |
| Tax Bill | $5,097.00 (2025) |
| Primary APN | 158572 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,541 sqft Heated Area |
| Gross Area | 1,957 sqft Gross Area |
| 1st Floor | 1,541 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,229 sqft (0.142 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 401 sqft Garage |
| Patio Area | 35 sqft Patio |
| Porch | Open Porch |
| Porch Area | 15 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 158572 |
|---|---|
| Street Address | 1830 CENTENNIAL AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1833 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PH 3A PB 20 PG 86-89 LOT 284 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK |
| Legal Phase | 3A |
| Legal Tract | 81 |
| Legal Block | 1 |
| Legal Lot Number | 284 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 43208 |
Source: Osceola County records · APN 158572
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1830 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FCU |
| May 19, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2020 · Amount on Record |
| Deed Sale | Mar 11, 2020 · Amount on Record |
| Prior Sale | Jul 28, 2017 · Amount on Record |
| Deed Doc Number | 2020035605 |
| Deed Book / Page | 5690 / 1052 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1830 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1830 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Document Number | 0064930426 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 6493/426 |
| Instrument | 2023138621 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1830 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1830 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Document Number | 0062170083 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 6217/83 |
| Instrument | 2022078978 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 11, 2020 |
| Property Address | 1830 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Document Number | 0056901052 |
| Book / Page | 5690 / 1052 |
| Map Reference | MB 20 PG 86-89 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 2020035605 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,526.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 CYPRESS FOREST LANE, 781, SAINT CLOUD, FL 34772 |
| Name | Verified Name |
|---|---|
| Address | 1830 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Document Number | 0056901054 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 5690/1054 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 28, 2017 |
| Property Address | 1830 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Document Number | 0051860294 |
| Book / Page | 5186 / 0294 |
| Map Reference | MB20 PG86-89 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 2017109440 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1830 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Document Number | 0051860295 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 5186/0295 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,097.00 (+4.88%) Homeowner's exemption | $204,304 (+5.99%) | $277,700 (+1.24%) Land $70,000 Building $207,700 |
| 2023 | $4,860.00 (+3.34%) Homeowner's exemption | $192,765 (+3%) | $274,300 (+17.98%) Land $60,000 Building $214,300 |
| 2022 | $4,703.00 Homeowner's exemption | $187,151 | $232,500 Land $55,000 Building $177,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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